First Home Buyer Loans

first home buyer loans

Sense Financial Services is experienced in helping first time home buyers apply for finance. We can help you with a number of grants and concessions, including the First Home Owners Grant, HBAA rebates and Stamp Duty concessions.

First home buyers can benefit in a number of ways including through grants and concessions. In Western Australia they can benefit from:

  • First Home Owner Grant (FHOG) - up to $10,000*
  • Stamp Duty concessions - up to $14,000*
  • HBAA (formerly REBA) rebate - up to $2000*

*Depends on eligibility.

First Home Owner Grant (FHOG)

This grant is currently worth either $10,000 for a newly constructed home. These funds can form part of the deposit for your first home.

A cap applies to the total value of properties (ie total value of land and home) to $750,000 or less, or if the home is located north of the 26th parallel to $1,000,000 or less.

Read more about this in the FHOG Fact Sheet,
Download the Application Form and Lodgement Guide,
Or simply contact us and we will make sense of it for you.

Stamp Duty Concessions

First home buyers can save stamp duty costs on home purchases up to $530,000. If eligible you do not pay any stamp duty on purchases up to $430,000 and could get a partial rebate on purchases up to $530,000.

Read more about this in the Duties Fact Sheet,
or simply contact us and we will make sense of it for you.

Home Buyers Assistance Account

You could qualify for a $2000 rebate towards incidental expenses which all add up when buying your first home.

Read more about this in the Home Buyers Assistance Account (HBAA),
or simply contact us to find out if you are eligible.

Find the HBAA Application form here

Applying for the Grant

We can help you make sense of all of the grants and concessions that you may be eligible for. We can help you lodge your application with an approved agent.  Contact us and get started.

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